Tested 16 Oct 2026 · test v1 · 1 run per tool (Tier B) · free plans
Lovable vs Bolt vs Base44 vs v0 (tested)
We sent the same prompt to all four: build a multi-user to-do app with login, a database and a public URL. Then an agent ran 10 feature checks, tried to read one user's data as another user, and checked it on a phone-sized screen.
What does that usage mean in money? See cost per working app: share of each free plan used and the dollar value at paid-plan rates, with usage screenshots.
Hosted web app; the vendor shows no version number or underlying model, so none was recorded
Same prompt, same checks, a fresh account on each tool, desktop Chromium plus 375×812 mobile emulation, no paid top-ups. These tools update often. Results describe the tools on 16 Oct 2026 and may not match today's versions. We rerun when a tool ships a major update.
Evidence labels: scores, times, costs and bugs on this page are Observed: we saw them in our own runs, and the screenshots are below. Anything a vendor says about itself is marked Reported. What the labels mean. Disclosures: no tool on this page paid us, and none of these links are affiliate links yet; commission size never changes a score or tier.
The short answer
All four passed every feature check and every data-isolation check. The difference was friction: Base44 and Lovable were live in under 4 minutes, Bolt in about 6, and v0 took about 15 with several manual setup steps. Each one had a different small issue, listed below.
Lovable: 100/100
Backend: Lovable Cloud (auth + database), set up automatically
In our first test (v1, 16 Oct 2026) Lovable, Bolt and Base44 all scored 100/100 and v0 scored 95/100. All four built a working, secure multi-user app from one prompt on the free plan with zero fix prompts. v0 was slower (about 15 minutes) and needed manual setup steps.
Which AI app builder is fastest?
Base44 (about 3.5 minutes from prompt to live app), then Lovable (under 4 minutes), Bolt (about 6 minutes) and v0 (about 15 minutes, with a manual Publish).
Can you build a full app on the free plan?
Yes. All four finished our test on their free plans with no payment or top-up. Cost used: Lovable 2.10 credits, Bolt about 101K tokens, Base44 1 message credit, v0 $3.81 of a one-time $5 credit.
Did any of them leak user data?
No. In all four apps, a second user could not see or change the first user's to-dos, including when we replayed requests with the second user's session.